Frequently Asked Questions
In a subvention scheme, the builder pays the EMI on behalf of the buyer until possession, making it easier to invest without immediate financial burden.
A sale deed is the legal document that transfers ownership of a property from the seller to the buyer.
Stamp duty is a government tax paid during property registration. It typically ranges from 5–7% of the property value depending on the state.
Circle rate is the minimum property value set by the government for a particular area, used to calculate stamp duty and registration charges.
A lease agreement is a legal contract between the property owner and tenant defining rent, duration, terms, and conditions of the tenancy.
Yes, most banks and NBFCs offer commercial property loans, usually covering 60–70% of the property value.
Interest rates generally range from 8.5% to 11% per annum, depending on the lender and your credit profile.
LTV (Loan to Value) ratio is the percentage of the property value a bank is willing to lend. For commercial property it is usually 60–70%.
Yes, GST at 12% is applicable on under-construction commercial properties. Ready-to-move properties are generally exempt.
A broker helps buyers find the right property, negotiates the price, and assists with documentation — usually charging 1–2% as brokerage fee.
A builder constructs the physical structure while a developer handles the overall planning, approvals, marketing, and selling of the project.
A letter of allotment is issued by the builder confirming that a specific unit has been allocated to the buyer after booking.
A payment plan is a structured schedule that defines how and when the buyer needs to make payments during the construction period.
A mixed-use project combines commercial and residential spaces in one building or complex — like shops on the ground floor and offices above.
An OC is issued by the local authority confirming that the building is constructed as per approved plans and is safe to occupy.
Always verify RERA registration, land title, building approval, occupancy certificate, and NOC from relevant authorities.
An IT/ITES park is a commercial space specifically designed for IT and technology companies, usually with high-speed internet, power backup, and modern facilities.
Grade A office space refers to premium quality offices with modern infrastructure, good location, professional management, and top-tier amenities.
Yes, with rapid infrastructure development and increasing population, Greater Noida West is emerging as a strong commercial investment zone.
Yes, any commercial or residential project above 500 sq. mt. must be registered under RERA before selling.
Visit your state's official RERA website and search the project by name or registration number.
Commercial property is any real estate used for business purposes — like offices, shops, showrooms, or retail spaces.
Residential property is used for living, while commercial property is used for business, retail, or office purposes.
No, commercial and residential properties have different zoning laws. Using them interchangeably is not legally permitted.
Noida offers excellent metro connectivity, expressway access, growing IT hubs, and affordable property rates compared to Delhi or Gurgaon.
Sectors 18, 62, 63, 132, and 135 are among the most popular for commercial investment in Noida.
Noida Expressway (Noida-Greater Noida Expressway) is a major highway connecting Noida to Greater Noida, lined with premium commercial and residential projects.
RERA (Real Estate Regulatory Authority) is a government body that regulates real estate projects and protects buyers from fraud or delays.
Yes, commercial properties generally offer higher rental yields (6–10%) compared to residential properties (2–3%).
Rental yield is the annual rental income earned from a property divided by its total cost, expressed as a percentage.
A pre-leased property already has a tenant paying rent, so you start earning rental income from day one of purchase.
You can start investing in commercial property in Noida from as low as ₹20–25 lakhs, depending on the project and location.
On average, commercial properties in Noida NCR offer 6–9% annual rental returns, with good capital appreciation over time.
It depends on your goal. Shops offer higher footfall income while office spaces offer stable long-term tenants — both have strong returns.
An under-construction property is one that is still being built. Buyers can purchase it at a lower price with payment in installments.
A ready-to-move property is fully constructed and available for immediate possession or rental use.